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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,105 | $111,785+19.1% | $93,669+42.1% | $145,877-8.8% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 10.52% | 203.79%-193.3pp | 133.59%-123.1pp | 551.28%-540.8pp |
| Employer contribution / active EE | $6,152 | $3,096+98.7% | $2,424+153.8% | $4,663+31.9% |
| Participant deferral / active EE | $4,786 | $4,919-2.7% | $4,416+8.4% | $6,691-28.5% |
| Admin fee / account holder | $4,550 | $10,256-55.6% | $8,291-45.1% | $13,402-66.1% |