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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,342 | $106,267+22.7% | $96,520+35.0% | $139,456-6.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.63% | 38.45%-25.8pp | 35.72%-23.1pp | 373.45%-360.8pp |
| Employer contribution / active EE | $9,472 | $4,105+130.8% | $3,739+153.4% | $4,753+99.3% |
| Participant deferral / active EE | $8,879 | $5,454+62.8% | $4,879+82.0% | $6,711+32.3% |
| Admin fee / account holder | $4,553 | $7,882-42.2% | $6,733-32.4% | $11,407-60.1% |