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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,043 | $97,729-58.0% | $83,830-51.0% | $135,379-69.7% |
| Participation rate | 90.0% | 80.0%+10.0pp | 76.1%+13.9pp | 82.6%+7.4pp |
| Annual return | -16.48% | 1287.52%-1304.0pp | 850.97%-867.5pp | 519.79%-536.3pp |
| Employer contribution / active EE | $7,844 | $4,222+85.8% | $3,631+116.0% | $4,779+64.1% |
| Participant deferral / active EE | $7,182 | $4,683+53.4% | $4,082+75.9% | $5,609+28.0% |
| Admin fee / account holder | $414 | $6,674-93.8% | $5,479-92.5% | $10,828-96.2% |