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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,639 | $89,364-61.2% | $141,177-75.5% | $72,983-52.5% |
| Participation rate | 73.9% | 75.1%-1.2pp | 82.5%-8.6pp | 69.5%+4.4pp |
| Annual return | 4.07% | 111.86%-107.8pp | 71.40%-67.3pp | 81.01%-76.9pp |
| Employer contribution / active EE | $888 | $3,115-71.5% | $4,736-81.3% | $2,440-63.6% |
| Participant deferral / active EE | $5,378 | $5,419-0.7% | $6,710-19.8% | $3,608+49.1% |
| Admin fee / account holder | $1,066 | $5,959-82.1% | $10,263-89.6% | $5,124-79.2% |