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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,224 | $85,766-70.6% | $136,298-81.5% | $70,126-64.0% |
| Participation rate | 74.7% | 74.2%+0.6pp | 81.9%-7.2pp | 69.5%+5.2pp |
| Annual return | 11.71% | 31.46%-19.7pp | 5156.27%-5144.6pp | 73.15%-61.4pp |
| Employer contribution / active EE | $610 | $2,966-79.4% | $4,696-87.0% | $2,343-73.9% |
| Participant deferral / active EE | $3,729 | $5,051-26.2% | $6,247-40.3% | $3,332+11.9% |
| Admin fee / account holder | $1,552 | $5,421-71.4% | $9,244-83.2% | $4,645-66.6% |