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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,444 | $95,404-59.7% | $113,397-66.1% | $82,637-53.5% |
| Participation rate | 52.6% | 72.8%-20.2pp | 76.5%-23.9pp | 68.1%-15.4pp |
| Annual return | 21.40% | 19.08%+2.3pp | 23.20%-1.8pp | 53.51%-32.1pp |
| Employer contribution / active EE | $1,487 | $2,307-35.5% | $2,977-50.0% | $2,552-41.7% |
| Participant deferral / active EE | $2,926 | $4,220-30.7% | $5,076-42.4% | $4,126-29.1% |
| Admin fee / account holder | $1,300 | $9,168-85.8% | $11,957-89.1% | $7,339-82.3% |