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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,579 | $88,707-92.6% | $74,184-91.1% | $273,972-97.6% |
| Participation rate | 76.2% | 79.4%-3.3pp | 76.6%-0.4pp | 83.0%-6.8pp |
| Annual return | 0.00% | 11.94%-11.9pp | 17.74%-17.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,500 | $3,159-52.5% | $2,370-36.7% | $4,869-69.2% |
| Participant deferral / active EE | $3,916 | $4,212-7.0% | $3,550+10.3% | $5,287-25.9% |
| Admin fee / account holder | $383 | $8,717-95.6% | $5,586-93.1% | $10,133-96.2% |