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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,427 | $100,792-0.4% | $86,691+15.8% | $134,509-25.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -6.84% | 29.08%-35.9pp | 35.94%-42.8pp | 418.13%-425.0pp |
| Employer contribution / active EE | $814 | $3,491-76.7% | $2,837-71.3% | $4,741-82.8% |
| Participant deferral / active EE | $5,547 | $5,339+3.9% | $4,656+19.1% | $6,400-13.3% |
| Admin fee / account holder | $3,719 | $10,924-66.0% | $7,492-50.4% | $11,427-67.5% |