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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,574 | $72,492+24.9% | $87,104+4.0% | $72,975+24.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 6.39% | 24.46%-18.1pp | 28.19%-21.8pp | 81.01%-74.6pp |
| Employer contribution / active EE | $739 | $1,894-61.0% | $2,521-70.7% | $2,440-69.7% |
| Participant deferral / active EE | $4,358 | $3,270+33.3% | $4,048+7.7% | $3,608+20.8% |
| Admin fee / account holder | $5,997 | $5,055+18.6% | $7,491-19.9% | $5,124+17.0% |