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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,981 | $123,793-42.7% | $177,848-60.1% | $79,856-11.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 16.96% | 22.82%-5.9pp | 48.33%-31.4pp | 31.71%-14.7pp |
| Employer contribution / active EE | $7,510 | $4,095+83.4% | $5,919+26.9% | $2,471+203.9% |
| Participant deferral / active EE | $8,600 | $5,956+44.4% | $7,714+11.5% | $3,741+129.9% |
| Admin fee / account holder | $4,378 | $7,243-39.6% | $12,431-64.8% | $5,306-17.5% |