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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,915 | $184,000-65.3% | $162,185-60.6% | $152,909-58.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 7.71% | 150.80%-143.1pp | 115.61%-107.9pp | 345.46%-337.8pp |
| Employer contribution / active EE | $8,082 | $6,370+26.9% | $5,613+44.0% | $4,764+69.7% |
| Participant deferral / active EE | $9,345 | $8,033+16.3% | $7,297+28.1% | $5,851+59.7% |
| Admin fee / account holder | $22,834 | $13,124+74.0% | $10,844+110.6% | $11,601+96.8% |