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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,486 | $153,769-65.9% | $133,975-60.8% | $273,972-80.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -1.29% | 36.51%-37.8pp | 29.29%-30.6pp | 41.46%-42.7pp |
| Employer contribution / active EE | $7,926 | $6,029+31.5% | $5,211+52.1% | $4,869+62.8% |
| Participant deferral / active EE | $9,736 | $6,958+39.9% | $6,282+55.0% | $5,287+84.1% |
| Admin fee / account holder | $11,538 | $11,765-1.9% | $9,324+23.7% | $10,133+13.9% |