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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,480 | $146,267+33.6% | $197,124-0.8% | $82,448+137.1% |
| Participation rate | 97.0% | 84.0%+13.0pp | 86.7%+10.3pp | 68.1%+28.9pp |
| Annual return | 11.49% | 29.61%-18.1pp | 44.34%-32.9pp | 41.64%-30.1pp |
| Employer contribution / active EE | $8,699 | $4,723+84.2% | $6,227+39.7% | $2,551+241.0% |
| Participant deferral / active EE | $9,288 | $7,035+32.0% | $9,135+1.7% | $4,139+124.4% |
| Admin fee / account holder | $1,705 | $14,422-88.2% | $16,298-89.5% | $7,234-76.4% |