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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,031 | $181,896+63.8% | $156,551+90.4% | $273,972+8.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.63% | 30.74%-25.1pp | 32.23%-26.6pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,377 | $6,248-78.0% | $5,501-75.0% | $4,869-71.7% |
| Participant deferral / active EE | $9,386 | $5,550+69.1% | $4,871+92.7% | $5,287+77.5% |
| Admin fee / account holder | $22,253 | $15,560+43.0% | $13,028+70.8% | $10,133+119.6% |