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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,769 | $175,259+138.9% | $149,723+179.7% | $139,487+200.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.27% | 166.82%-158.6pp | 134.50%-126.2pp | 373.84%-365.6pp |
| Employer contribution / active EE | $1,552 | $5,478-71.7% | $4,821-67.8% | $4,755-67.4% |
| Participant deferral / active EE | $10,367 | $6,522+59.0% | $5,682+82.4% | $6,713+54.4% |
| Admin fee / account holder | $21,246 | $16,158+31.5% | $13,215+60.8% | $11,407+86.3% |