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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,793 | $209,425-43.8% | $178,499-34.0% | $158,966-25.9% |
| Participation rate | 77.3% | 86.4%-9.1pp | 81.9%-4.7pp | 82.0%-4.7pp |
| Annual return | 17.13% | 188.80%-171.7pp | 151.10%-134.0pp | 302.95%-285.8pp |
| Employer contribution / active EE | $1,778 | $5,707-68.9% | $5,011-64.5% | $4,762-62.7% |
| Participant deferral / active EE | $4,965 | $5,955-16.6% | $5,202-4.6% | $5,983-17.0% |
| Admin fee / account holder | $1,613 | $17,078-90.6% | $13,986-88.5% | $11,250-85.7% |