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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,785 | $202,342-55.1% | $172,752-47.4% | $152,897-40.6% |
| Participation rate | 65.2% | 87.1%-21.8pp | 82.6%-17.4pp | 82.5%-17.2pp |
| Annual return | 26.52% | 1029.83%-1003.3pp | 802.97%-776.5pp | 345.43%-318.9pp |
| Employer contribution / active EE | $1,742 | $5,858-70.3% | $5,144-66.1% | $4,764-63.4% |
| Participant deferral / active EE | $3,891 | $5,948-34.6% | $5,198-25.1% | $5,851-33.5% |
| Admin fee / account holder | $3,062 | $17,111-82.1% | $13,955-78.1% | $11,599-73.6% |