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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,189 | $149,679-53.8% | $117,039-40.9% | $147,586-53.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 17.76% | 19.31%-1.6pp | 18.95%-1.2pp | 578.59%-560.8pp |
| Employer contribution / active EE | $3,418 | $4,937-30.8% | $3,785-9.7% | $4,876-29.9% |
| Participant deferral / active EE | $11,628 | $4,912+136.7% | $3,929+195.9% | $5,439+113.8% |
| Admin fee / account holder | $400 | $7,856-94.9% | $5,974-93.3% | $10,886-96.3% |