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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,339 | $185,141-3.1% | $153,416+16.9% | $155,188+15.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 15.79% | 18.72%-2.9pp | 17.84%-2.0pp | 148.84%-133.0pp |
| Employer contribution / active EE | $9,552 | $4,489+112.8% | $3,764+153.8% | $4,248+124.9% |
| Participant deferral / active EE | $14,442 | $5,477+163.7% | $4,723+205.8% | $6,531+121.1% |
| Admin fee / account holder | $14,838 | $16,005-7.3% | $13,095+13.3% | $14,480+2.5% |