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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,299 | $104,937-80.7% | $84,628-76.0% | $152,897-86.7% |
| Participation rate | 63.6% | 74.8%-11.2pp | 68.2%-4.6pp | 82.5%-18.8pp |
| Annual return | 17.86% | 373.88%-356.0pp | 258.80%-240.9pp | 345.43%-327.6pp |
| Employer contribution / active EE | $863 | $3,303-73.9% | $2,653-67.5% | $4,764-81.9% |
| Participant deferral / active EE | $1,131 | $4,690-75.9% | $3,900-71.0% | $5,851-80.7% |
| Admin fee / account holder | $13,854 | $6,243+121.9% | $4,914+181.9% | $11,599+19.4% |