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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,299 | $104,924-80.7% | $84,623-76.0% | $152,885-86.7% |
| Participation rate | 63.6% | 74.8%-11.2pp | 68.2%-4.6pp | 82.5%-18.8pp |
| Annual return | 17.86% | 373.82%-356.0pp | 258.77%-240.9pp | 345.39%-327.5pp |
| Employer contribution / active EE | $863 | $3,302-73.9% | $2,652-67.5% | $4,763-81.9% |
| Participant deferral / active EE | $1,131 | $4,689-75.9% | $3,899-71.0% | $5,851-80.7% |
| Admin fee / account holder | $13,854 | $6,242+122.0% | $4,913+182.0% | $11,598+19.4% |