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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,833 | $95,188-76.0% | $76,518-70.2% | $135,379-83.1% |
| Participation rate | 63.6% | 74.4%-10.8pp | 68.0%-4.4pp | 82.6%-19.0pp |
| Annual return | -9.12% | 4.85%-14.0pp | -0.27%-8.9pp | 519.79%-528.9pp |
| Employer contribution / active EE | $961 | $3,303-70.9% | $2,647-63.7% | $4,779-79.9% |
| Participant deferral / active EE | $1,369 | $4,640-70.5% | $3,836-64.3% | $5,609-75.6% |
| Admin fee / account holder | $1,865 | $6,249-70.2% | $4,849-61.5% | $10,828-82.8% |