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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,775 | $92,219+116.6% | $76,767+160.2% | $135,380+47.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 8.90% | 5.46%+3.4pp | 2.43%+6.5pp | 519.81%-510.9pp |
| Employer contribution / active EE | $3,982 | $3,216+23.8% | $2,485+60.2% | $4,779-16.7% |
| Participant deferral / active EE | $11,515 | $4,508+155.4% | $3,852+199.0% | $5,609+105.3% |
| Admin fee / account holder | $1,875 | $10,749-82.6% | $6,675-71.9% | $10,828-82.7% |