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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,494 | $80,983+64.8% | $96,544+38.3% | $75,177+77.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 1.82% | 27.05%-25.2pp | 25.88%-24.1pp | 160.75%-158.9pp |
| Employer contribution / active EE | $4,186 | $2,282+83.4% | $2,966+41.1% | $2,671+56.7% |
| Participant deferral / active EE | $9,923 | $3,929+152.6% | $4,851+104.5% | $4,126+140.5% |
| Admin fee / account holder | $3,373 | $6,717-49.8% | $8,254-59.1% | $5,651-40.3% |