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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,962 | $78,690+320.6% | $161,489+104.9% | $87,485+278.3% |
| Participation rate | 96.2% | 67.5%+28.8pp | 78.7%+17.5pp | 68.9%+27.3pp |
| Annual return | 20.18% | 32.74%-12.6pp | 89.72%-69.5pp | 26.06%-5.9pp |
| Employer contribution / active EE | $7,842 | $2,588+203.0% | $4,268+83.7% | $2,596+202.1% |
| Participant deferral / active EE | $7,641 | $3,311+130.8% | $5,630+35.7% | $4,274+78.8% |
| Admin fee / account holder | $20,600 | $6,724+206.4% | $16,006+28.7% | $7,775+165.0% |