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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,136 | $95,406+243.9% | $185,849+76.6% | $85,847+282.2% |
| Participation rate | 97.6% | 68.8%+28.9pp | 81.7%+15.9pp | 69.3%+28.3pp |
| Annual return | 18.02% | 23.59%-5.6pp | 122.10%-104.1pp | 318.61%-300.6pp |
| Employer contribution / active EE | $10,001 | $3,314+201.8% | $5,169+93.5% | $2,565+289.8% |
| Participant deferral / active EE | $6,885 | $3,424+101.1% | $5,569+23.6% | $3,952+74.2% |
| Admin fee / account holder | $1,062 | $7,214-85.3% | $16,244-93.5% | $6,261-83.0% |