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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,439 | $81,276+277.0% | $155,574+97.0% | $80,925+278.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.89% | 33.36%-16.5pp | 64.87%-48.0pp | 35.65%-18.8pp |
| Employer contribution / active EE | $14,378 | $3,103+363.4% | $4,676+207.5% | $2,756+421.7% |
| Participant deferral / active EE | $7,726 | $3,453+123.8% | $5,629+37.3% | $4,299+79.7% |
| Admin fee / account holder | $2,198 | $7,993-72.5% | $15,914-86.2% | $6,940-68.3% |