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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,962 | $86,050+284.6% | $189,758+74.4% | $94,015+252.0% |
| Participation rate | 96.2% | 68.9%+27.3pp | 79.8%+16.4pp | 70.8%+25.4pp |
| Annual return | 20.18% | 17.77%+2.4pp | 52.62%-32.4pp | 17.84%+2.3pp |
| Employer contribution / active EE | $7,842 | $2,819+178.2% | $4,767+64.5% | $2,790+181.1% |
| Participant deferral / active EE | $7,641 | $3,349+128.2% | $5,856+30.5% | $4,249+79.8% |
| Admin fee / account holder | $20,600 | $6,627+210.9% | $20,388+1.0% | $8,951+130.1% |