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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,819 | $76,407+336.9% | $150,298+122.1% | $82,448+304.9% |
| Participation rate | 93.2% | 66.4%+26.8pp | 77.8%+15.4pp | 68.1%+25.1pp |
| Annual return | 16.10% | 39.99%-23.9pp | 62.79%-46.7pp | 41.64%-25.5pp |
| Employer contribution / active EE | $11,630 | $2,614+344.9% | $4,154+180.0% | $2,551+355.9% |
| Participant deferral / active EE | $10,887 | $3,214+238.7% | $5,453+99.7% | $4,139+163.0% |
| Admin fee / account holder | $72,603 | $6,352+1043.0% | $14,116+414.3% | $7,234+903.6% |