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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,862 | $81,358+333.7% | $155,556+126.8% | $80,959+335.9% |
| Participation rate | 90.2% | 66.3%+24.0pp | 78.2%+12.0pp | 67.7%+22.6pp |
| Annual return | 12.55% | 33.39%-20.8pp | 64.84%-52.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $9,899 | $3,106+218.7% | $4,675+111.7% | $2,757+259.0% |
| Participant deferral / active EE | $10,990 | $3,455+218.1% | $5,631+95.2% | $4,300+155.6% |
| Admin fee / account holder | $18,595 | $7,994+132.6% | $15,885+17.1% | $6,925+168.5% |