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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,714 | $129,959+73.7% | $104,301+116.4% | $134,532+67.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -15.23% | 42.04%-57.3pp | 24.61%-39.8pp | 418.27%-433.5pp |
| Employer contribution / active EE | $6,933 | $4,185+65.6% | $3,373+105.5% | $4,741+46.2% |
| Participant deferral / active EE | $2,911 | $5,589-47.9% | $4,626-37.1% | $6,401-54.5% |
| Admin fee / account holder | $5,556 | $9,325-40.4% | $7,340-24.3% | $11,429-51.4% |