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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,015 | $136,307+71.7% | $106,619+119.5% | $273,972-14.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 8.74% | 11.05%-2.3pp | 9.42%-0.7pp | 41.46%-32.7pp |
| Employer contribution / active EE | $5,670 | $5,190+9.2% | $3,947+43.7% | $4,869+16.4% |
| Participant deferral / active EE | $1,160 | $4,969-76.7% | $3,930-70.5% | $5,287-78.1% |
| Admin fee / account holder | $544 | $8,625-93.7% | $6,418-91.5% | $10,133-94.6% |