Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
JULY BUSINESS SERVICES1 year Filed as: JULY BUSINESS SERVICES LLC Service code 15 · EIN 74-2715820 P.O. BOX 2208 · WACO, TX 76703 | Recordkeeping | $9,543 |
Service code 21 · EIN 42-1405748 1800 LARIMER, SUITE 1800 · DENVER, CO 80202 | Bank Trustee | $5,699 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,769 | $107,421-69.5% | $182,262-82.0% | $94,015-65.1% |
| Participation rate | 65.3% | 77.8%-12.5pp | 84.2%-19.0pp | 70.8%-5.6pp |
| Annual return | 9.70% | 21.32%-11.6pp | 140.60%-130.9pp | 17.84%-8.1pp |
| Employer contribution / active EE | $934 | $3,448-72.9% | $5,046-81.5% | $2,790-66.5% |
| Participant deferral / active EE | $974 | $6,558-85.1% | $8,276-88.2% | $4,249-77.1% |
| Admin fee / account holder | $330 | $8,692-96.2% | $16,712-98.0% | $8,951-96.3% |