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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $18,000 |
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $7,985 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,564 | $62,586+68.7% | $76,766+37.5% | $64,181+64.5% |
| Participation rate | 91.8% | 72.8%+18.9pp | 77.0%+14.8pp | 69.6%+22.2pp |
| Annual return | -5.83% | -1.95%-3.9pp | 2.43%-8.3pp | 7.63%-13.5pp |
| Employer contribution / active EE | $889 | $1,832-51.5% | $2,485-64.2% | $2,381-62.7% |
| Participant deferral / active EE | $4,934 | $3,145+56.9% | $3,851+28.1% | $3,470+42.2% |
| Admin fee / account holder | $83 | $4,667-98.2% | $6,675-98.8% | $4,887-98.3% |