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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,081 | $78,707-17.3% | $117,861-44.8% | $70,126-7.2% |
| Participation rate | 73.7% | 73.2%+0.5pp | 79.7%-6.0pp | 69.5%+4.1pp |
| Annual return | 10.01% | 23.30%-13.3pp | 335.11%-325.1pp | 73.15%-63.1pp |
| Employer contribution / active EE | $679 | $2,223-69.5% | $3,786-82.1% | $2,343-71.0% |
| Participant deferral / active EE | $2,103 | $3,297-36.2% | $4,482-53.1% | $3,332-36.9% |
| Admin fee / account holder | $8,332 | $5,066+64.5% | $8,021+3.9% | $4,645+79.4% |