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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,621 | $83,485-8.2% | $125,195-38.8% | $72,976+5.0% |
| Participation rate | 84.6% | 73.3%+11.3pp | 79.8%+4.8pp | 69.5%+15.1pp |
| Annual return | 1.85% | 25.77%-23.9pp | 43.79%-41.9pp | 81.02%-79.2pp |
| Employer contribution / active EE | $1,079 | $2,346-54.0% | $3,866-72.1% | $2,440-55.8% |
| Participant deferral / active EE | $3,660 | $3,586+2.1% | $4,937-25.9% | $3,608+1.5% |
| Admin fee / account holder | $12,138 | $5,518+120.0% | $9,704+25.1% | $5,124+136.9% |