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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,745 | $110,240+37.7% | $96,544+57.2% | $139,487+8.8% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 16.23% | 26.41%-10.2pp | 25.88%-9.7pp | 373.84%-357.6pp |
| Employer contribution / active EE | $1,828 | $3,622-49.5% | $2,966-38.4% | $4,755-61.6% |
| Participant deferral / active EE | $6,284 | $5,549+13.3% | $4,851+29.5% | $6,713-6.4% |
| Admin fee / account holder | $16,867 | $11,602+45.4% | $8,254+104.3% | $11,407+47.9% |