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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,566 | $124,346+24.3% | $111,306+38.9% | $167,553-7.8% |
| Participation rate | 86.4% | 79.6%+6.7pp | 77.3%+9.0pp | 82.1%+4.2pp |
| Annual return | 16.48% | 37.46%-21.0pp | 54.67%-38.2pp | 478.89%-462.4pp |
| Employer contribution / active EE | $3,385 | $3,438-1.5% | $2,732+23.9% | $4,840-30.1% |
| Participant deferral / active EE | $6,051 | $5,182+16.8% | $4,488+34.8% | $6,343-4.6% |
| Admin fee / account holder | $18,280 | $10,623+72.1% | $7,966+129.5% | $12,316+48.4% |