Retirement plan

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Name: WILSON TRAILER COMPANY - WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES (2016) Form 5500
Creator: WILSON TRAILER COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES, WILSON TRAILER COMPANY

WILSON TRAILER COMPANYEIN 42-0603090Plan #001PY 2016

4400 SOUTH LEWIS BOULEVARD, P.O. BOX 2616 - SIOUX CITY, IA 51106712-252-6500LinkedIn201-500 employeestransportation/trucking/railroad

Other plans on this EIN

1 filing

#002Retirement-$28.9M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$57.6M

+7.5% from 2015

Total participants

279

-1.1% from 2015

Average account balance

$226,659

+5.0% from 2015

Annual return

7.58%

+8.26 pp from 2015

Benchmarks

See 4,221 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,221 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$100.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$353K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

286

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$439

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.2+ years Service code 15 · EIN 94-1347393	Recordkeeping	$83,273
ABG PORTFOLIO STRATEGIES, INC.2+ years Filed as: ABG INVESTMENT SERVICES, INC. Service code 27 · EIN 41-1812533	Advisory (Plan)	$66,239
HENJES CONNER & WILLIAMS PC1 year Filed as: HENJES, CONNER & WILLIAMS, P.C. Service code 27 · EIN 48-1292483	Advisory (Plan)	$12,200

Plan features & details

Pension benefit codes2E2G2J2F2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$162K

$709 / participant

Other / not subdivided$162K100.0%

% of EOY assets

0.281%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HENJES, CONNOR & WILLIAMS
Auditor EIN: 481292483
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$226,659

$60,165+276.7%

$74,184+205.5%

$55,167+310.9%

Participation rate

89.0%

74.2%+14.9pp

76.6%+12.4pp

69.0%+20.0pp

Annual return

7.58%

10.00%-2.4pp

17.74%-10.2pp

169.23%-161.6pp

Employer contribution / active EE

$10,399

$1,600+550.1%

$2,370+338.7%

$1,963+429.8%

Participant deferral / active EE

$3,160

$2,973+6.3%

$3,550-11.0%

$3,054+3.5%

Admin fee / account holder

$637

$419+51.8%

$5,586-88.6%

$504+26.3%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.2+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$83,273

ABG PORTFOLIO STRATEGIES, INC.2+ years

Filed as: ABG INVESTMENT SERVICES, INC.

Service code 27 · EIN 41-1812533

Advisory (Plan)

$66,239

HENJES CONNER & WILLIAMS PC1 year

Filed as: HENJES, CONNER & WILLIAMS, P.C.

Service code 27 · EIN 48-1292483

Advisory (Plan)

$12,200

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion