Retirement plan

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Name: WILSON TRAILER COMPANY - WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES (2015) Form 5500
Creator: WILSON TRAILER COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES, WILSON TRAILER COMPANY

WILSON TRAILER COMPANYEIN 42-0603090Plan #001PY 2015

4400 SOUTH LEWIS BOULEVARD, P.O. BOX 2616 - SIOUX CITY, IA 51106712-252-6500LinkedIn201-500 employeestransportation/trucking/railroad

Other plans on this EIN

1 filing

#002Retirement-$28.9M assets

Prospect flagsHigh feesCorrective distributions

How to read this page

Total assets (EOY)

$53.5M

No prior year

Total participants

282

No prior year

Average account balance

$215,919

No prior year

Annual return

-0.68%

No prior year

Benchmarks

See 3,906 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort3,906 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$100.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$353K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

286

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$439

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.1+ years Service code 15 · EIN 94-1347393	Recordkeeping	$90,190
ABG PORTFOLIO STRATEGIES, INC.1+ years Filed as: ABG INVESTMENT SERVICES, INC. Service code 27 · EIN 41-1812533	Advisory (Plan)	$40,484

Plan features & details

Pension benefit codes2E2G2J2F2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$131K

$549 / participant

Other / not subdivided$131K100.0%

% of EOY assets

0.244%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HENJES, CONNOR & WILLIAMS
Auditor EIN: 481292483
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$215,919

$54,320+297.5%

$67,652+219.2%

$52,331+312.6%

Participation rate

85.7%

73.6%+12.1pp

75.7%+10.1pp

68.1%+17.6pp

Annual return

-0.68%

6.81%-7.5pp

6625.04%-6625.7pp

4.54%-5.2pp

Employer contribution / active EE

$10,015

$1,544+548.7%

$2,266+342.1%

$1,882+432.2%

Participant deferral / active EE

$3,263

$2,950+10.6%

$3,560-8.3%

$3,022+8.0%

Admin fee / account holder

$527

$527+0.1%

$4,821-89.1%

$592-10.9%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.1+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$90,190

ABG PORTFOLIO STRATEGIES, INC.1+ years

Filed as: ABG INVESTMENT SERVICES, INC.

Service code 27 · EIN 41-1812533

Advisory (Plan)

$40,484

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WILSON TRAILER COMPANY 401(K) PROFIT SHARING PLAN FOR OFFICE EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion