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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,527 | $183,539-53.9% | $155,556-45.7% | $145,897-42.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 10.61% | 61.31%-50.7pp | 64.84%-54.2pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,411 | $5,315-73.4% | $4,675-69.8% | $4,663-69.7% |
| Participant deferral / active EE | $6,716 | $6,467+3.9% | $5,631+19.3% | $6,689+0.4% |
| Admin fee / account holder | $15,564 | $19,275-19.2% | $15,885-2.0% | $13,390+16.2% |