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| Provider | Service type | Compensation |
|---|---|---|
Filed as: USB FINANCIAL SERVICES, INC Service code 27 · EIN 13-2638166 PO BOX 198928 · NAHVILLE, TN 37238 | Advisory (Plan) | $57,831 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $49,836 |
Service code 99 | Other Fees | $33,476 |
Service code 49 PO BOX 54 · FRANKLIN SQ, NY 11010 | Other Services | $17,218 |
Filed as: ECONOMIC GROUP PENSION SERVICES LLC Service code 49 | Other Services | $9,257 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,417 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,211 | $89,588+35.3% | $133,698-9.3% | $77,762+55.9% |
| Participation rate | 60.4% | 74.3%-13.8pp | 76.4%-16.0pp | 70.6%-10.1pp |
| Annual return | 17.37% | 17.42%0pp | 580.90%-563.5pp | 31.27%-13.9pp |
| Employer contribution / active EE | $8,617 | $3,491+146.9% | $4,218+104.3% | $2,728+215.9% |
| Participant deferral / active EE | $12,423 | $5,592+122.2% | $7,016+77.1% | $4,651+167.1% |
| Admin fee / account holder | $312 | $539-42.1% | $6,703-95.3% | $433-28.0% |