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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,939 | $82,630-16.6% | $64,105+7.5% | $125,389-45.0% |
| Participation rate | 33.3% | 75.9%-42.5pp | 68.2%-34.8pp | 83.2%-49.9pp |
| Annual return | -1.97% | 1489.72%-1491.7pp | 791.24%-793.2pp | 282.24%-284.2pp |
| Employer contribution / active EE | $474 | $2,671-82.2% | $1,820-73.9% | $4,866-90.3% |
| Participant deferral / active EE | $5,760 | $3,608+59.6% | $2,822+104.1% | $5,352+7.6% |
| Admin fee / account holder | $851 | $6,382-86.7% | $4,499-81.1% | $9,541-91.1% |