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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,551 | $93,346-33.0% | $71,796-12.9% | $273,972-77.2% |
| Participation rate | 37.5% | 76.5%-39.0pp | 69.1%-31.6pp | 83.0%-45.5pp |
| Annual return | 6.25% | 130.39%-124.1pp | 78.04%-71.8pp | 41.46%-35.2pp |
| Employer contribution / active EE | $979 | $2,733-64.2% | $1,924-49.1% | $4,869-79.9% |
| Participant deferral / active EE | $4,167 | $3,475+19.9% | $2,794+49.1% | $5,287-21.2% |
| Admin fee / account holder | $561 | $6,571-91.5% | $4,815-88.3% | $10,133-94.5% |