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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,246 | $150,442+23.1% | $136,295+35.9% | $147,585+25.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 25.47% | 1049.09%-1023.6pp | 5155.97%-5130.5pp | 578.56%-553.1pp |
| Employer contribution / active EE | $16,525 | $5,256+214.4% | $4,695+251.9% | $4,876+238.9% |
| Participant deferral / active EE | $12,751 | $6,630+92.3% | $6,247+104.1% | $5,439+134.5% |
| Admin fee / account holder | $6,592 | $10,905-39.6% | $9,243-28.7% | $10,885-39.4% |