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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,047 | $138,076+19.5% | $123,553+33.6% | $135,380+21.9% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -10.58% | 153.70%-164.3pp | 119.21%-129.8pp | 519.81%-530.4pp |
| Employer contribution / active EE | $10,802 | $5,152+109.7% | $4,628+133.4% | $4,779+126.0% |
| Participant deferral / active EE | $9,902 | $6,800+45.6% | $6,426+54.1% | $5,609+76.5% |
| Admin fee / account holder | $3,898 | $10,917-64.3% | $9,284-58.0% | $10,828-64.0% |