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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,220 | $98,776-63.3% | $149,745-75.8% | $79,856-54.6% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.5%+15.0pp | 69.6%+27.8pp |
| Annual return | 14.36% | 27.38%-13.0pp | 276.72%-262.4pp | 31.71%-17.3pp |
| Employer contribution / active EE | $532 | $3,217-83.5% | $4,646-88.5% | $2,471-78.5% |
| Participant deferral / active EE | $6,294 | $5,681+10.8% | $6,843-8.0% | $3,741+68.2% |
| Admin fee / account holder | $5,008 | $6,053-17.3% | $9,312-46.2% | $5,306-5.6% |