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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,362 | $93,617-43.0% | $135,982-60.8% | $75,177-29.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 19.08% | 30.89%-11.8pp | 68.32%-49.2pp | 160.75%-141.7pp |
| Employer contribution / active EE | $773 | $3,538-78.2% | $4,859-84.1% | $2,671-71.1% |
| Participant deferral / active EE | $9,567 | $6,406+49.3% | $7,760+23.3% | $4,126+131.9% |
| Admin fee / account holder | $6,998 | $6,980+0.3% | $10,767-35.0% | $5,651+23.8% |