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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,392 | $198,457-37.8% | $170,435-27.6% | $147,586-16.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.72% | 257.30%-239.6pp | 205.94%-188.2pp | 578.59%-560.9pp |
| Employer contribution / active EE | $13,840 | $6,183+123.8% | $5,432+154.8% | $4,876+183.8% |
| Participant deferral / active EE | $7,013 | $5,629+24.6% | $4,939+42.0% | $5,439+28.9% |
| Admin fee / account holder | $1,440 | $16,852-91.5% | $13,881-89.6% | $10,886-86.8% |