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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,217 | $181,896-48.2% | $156,551-39.8% | $273,972-65.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.48% | 30.74%-21.3pp | 32.23%-22.7pp | 41.46%-32.0pp |
| Employer contribution / active EE | $13,471 | $6,248+115.6% | $5,501+144.9% | $4,869+176.7% |
| Participant deferral / active EE | $7,124 | $5,550+28.4% | $4,871+46.3% | $5,287+34.7% |
| Admin fee / account holder | $879 | $15,560-94.4% | $13,028-93.3% | $10,133-91.3% |