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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,030 | $110,551-44.8% | $80,741-24.4% | $167,518-63.6% |
| Participation rate | 33.3% | 64.0%-30.6pp | 54.2%-20.8pp | 82.1%-48.8pp |
| Annual return | 12.24% | 120.57%-108.3pp | 87.30%-75.1pp | 478.71%-466.5pp |
| Employer contribution / active EE | $731 | $1,543-52.6% | $1,160-37.0% | $4,838-84.9% |
| Participant deferral / active EE | $2,650 | $2,870-7.7% | $2,145+23.5% | $6,342-58.2% |
| Admin fee / account holder | $82,754 | $4,547+1720.0% | $3,380+2348.1% | $12,312+572.1% |