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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,984 | $81,763-42.5% | $58,561-19.8% | $139,466-66.3% |
| Participation rate | 13.0% | 61.3%-48.3pp | 50.9%-37.8pp | 80.3%-67.3pp |
| Annual return | 15.68% | 7427.77%-7412.1pp | 4251.33%-4235.6pp | 373.66%-358.0pp |
| Employer contribution / active EE | $272 | $1,398-80.6% | $1,053-74.2% | $4,754-94.3% |
| Participant deferral / active EE | $284 | $2,555-88.9% | $1,923-85.2% | $6,712-95.8% |
| Admin fee / account holder | $349 | $3,273-89.4% | $2,520-86.2% | $11,409-96.9% |